WE ARE HERE TO HELP YOU GET APPROVALS!

If you are already offering financing, it is very likely we have lenders that will help you gain approvals you are losing.  If you are not offering financing, you are missing out of hundreds of thousands of dollars of possible jobs.

Either way...   WE CAN HELP YOU!

**All contractors are able to be approved!  All new companies are welcome!  Big, small, new or old home improvement companies will be serviced properly by That Home Improvement Guy.

Some of our "best" home improvement lenders include...

COMPANY #10 - monthly unsecured payment loans to $30,000 depending on the state.   Interest rates begin at 13.9%.  60 months - 180 months.  Same as Cash and 0% interest loans may be available!   ALL STATES

COMPANY #5 - ALL DEALS APPROVED!    UCC-1 monthly payment loans to $12,500.  All deals are approved (discount points will be assessed).  Terms to 60 months.   Same as Cash and Deferred Payment Programs are available.   MOST STATES

COMPANY #8 - monthly payment  loans to $25,000.  No same as cash loans. All states. Rates from 5.00%.  Up to 240 months.  Texas unsecured loans to $7,500.          $0 Minumum loan cost  to the contractor.                ALL STATES

Some of our other home improvement lenders include...

COMPANY #12 - loans from $1,000-$25,000.  Minimum FICO is 620.  Interest rates 9.99-14.99.           30 months to 240 months terms.  Online/Phone Applications.  ** Dealer must have business net worth of $32,000 to qualify. Minimum loan cost is 3% to the contractor.   ALL STATES

COMPANY #15 - STAGED FUNDING AVAILABLE! Unsecured lender. $1,000 - $30,000.  560 minimum credit score. 0% interest program.   Minimum loan cost is 8% to the contractor. ALL STATES

COMPANY #3 - monthly unsecured payment loans to $20,000.   90, 180 & 365 day same as cash loans may be available with payment.   Rates start at 13.99%. Available in 48 states. Discount Pricing... Minimum loan cost is 3% to the contractor.   FICO TO 580.  ALL STATES

*** Ask us if other programs are available.   From time to time regional and national lenders that offer monthly payment loans, same as cash loans, deferred payment loans and 0% interest loans may become available. 

Company #3 - Home Improvement Loans to $20,000 - Monthly Payment Loans and Same as Cash Loans

This company works with several lenders.  You will fax them a credit application and they will decide which lender makes the most sense for the consumer.

 * Loans from $1,000 to $20,000  12-84 month terms

  * Minimum credit score is 580 and sometimes lower

  * Interest rate varies by approval - specified on each approval

  * Dealer Proceeds - Risk Based by Credit Applicant Quality will range from 100%-60%.

  * Minimum Discount is 3% to the contractor

  * 90, 180 and 365 day same as cash option  with payment may be available (with payment)

  * all fifty states available

Company #5 - Home Improvement Loans to $12,500 - Monthly Payment Loans and Same as Cash Loans and Deferred Payment Loans

ALL DEALS APPROVED!

You will fax them a credit application and they will decide which lender makes the most sense for the consumer.

 * Loans from $1,000 to $12,500  12-84 month terms

  * Minimum credit score is 580 and sometimes lower

  * Interest rate is 19.99%  Buydowns are permitted (1% interest reduction equals a 1% funding reduction).

  * Max term is 60 months.

  * Dealer Proceeds - Risk Based by Credit Applicant.  Discount Points are charged to the contractor.

  * Minimum Discount is 5% to the contractor

  * 90, 180 and 365 day same as cash option  with payment may be available (with payment)

  * all states available except for Alabama and Mississippi.

Company #8  -  Home Improvement Loans from to $25,000

This company has two home improvement loan options.  Unsecured Home Improvement Loans have no minimum and go as high as $7,500.  They become secured home improvement loans when the loan is $7,501 to $25,000.  No appraisals or equity necessary.  There are not any transaction costs to the contractor. There are costs to the consumer.

Unsecured Home Improvement Loans -

* Loan amounts to $7,500 (unsecured)

*  No equity or appraisal required

* 36 months to 120 months available 

* FICO Score of 650 or better 

* mobile homes okay, even on a rented lot

Secured Home Improvement Loans -

* Loan amounts from $7,501 to $25,000 (secured) 

* Loan amounts higher for multi-family owner occupied property 

*  No equity or appraisal required

* Interest rates from 5.00% to 10.00% (subject to change)

* 36 months to 240 months available

* FICO Score 0f 650 

* Multi-family is okay

* Minumum loan cost is 0% to the contractor

This loan program is available in the following states:

All states

Company 10  -  Home Improvement Loans from $1,000-$30,000

This company has Unsecured Home Improvement Loans and in-ground pool loans from $1,000 to $30,000. FICO Scores to 560 and sometimes lower.   Same as cash for 3 mo, 6 mo and 12 months may be available.   Deferred payment loans for 3 months and 6 months are also available.

Unsecured Home Improvement Loans and Pools Loans!

* Loan amounts from $1,000 to $30,000 (unsecured)

* Monthly Pay Loans to 180 months, deferred payment loans for 3 months and 6 months and same as cash loans for 3 months, 6 months and 12 months.

*  No equity or appraisal required

* Interest rates  from 11.95% and higher (subject to change)

* 24 months to 180 months available 

* TransUnion FICO Score of 550 or sometimes lower

* Minumum loan cost is 5% to the contractor

Company 12  -  Home Improvement Loans from $1,000-$25,000

This company has two home improvement loan options.  Unsecured Home Improvement Loans are from $1,000 to $7,500.  They become secured home improvement loans when the loan is $7,501 to $25,000.  No appraisals or equity necessary.  There are transaction costs (discount points) charged to the contractor. There are no costs to the consumer.

Unsecured Home Improvement Loans -

* Loan amounts from $1,000 to $7,500 (unsecured)

*  No equity or appraisal required

* Interest rates  from 9.95% to 14.95% (subject to change)

* 60 months to 120 months available 

* FICO Score of 620 or better 

Secured Home Improvement Loans -

* Loan amounts from $7,501 to $25,000 (secured)   

*  No equity or appraisal required

* Interest rates from 9.95% to 14.95% (subject to change)

* 30 months to 240 months available

* TransUnion FICO Score 0f 620

This loan program is available in all states.

*** home improvement contractor must have a company net worth of $32,000 to qualify.  New companies are welcome.  All size companies are welcome.

Minumum loan cost is 3% to the contractor

Company 15  -  Home Improvement Loans from $1,000-$35,000

STAGED FUNDING AVAILABLE

This company has several home improvement loan options.  Unsecured Home Improvement Loans are from $1,000 to $35,000.   No appraisals or equity necessary. 

* Minumum loan cost is 5% to the contractor

Unsecured Home Improvement Loans & other loans for medical, dental, boats, spas, pools etc...

* Loan amounts from $1,000 to $35,000 (unsecured)

*  No equity or appraisal required

* Interest rates  from 14.95% to 18.95% (subject to change)

* 36 months to 72 months available 

* TransUnion FICO Score of 560 or better 

 www.financingforpools.com

 Credit Score vs. Loan Amount

Credit Challenged (560-670) Max. Loan Amount $15,000 Max. Term 48 Months
Near Prime (670-740) Max. Loan Amount $20-$25,000 Max. Term 60 Months
Prime (740+) Max Loan Amount $30-$35,000 Max Term 72 Months
 

Promotional "Specials"

0% APR for 12 months or 90 Days differed payments

Employment: 1 year on the job or in the same industry, minimum $1,500 gross monthly income required
 
No Additional Fees: No co-signer or guarantor fees, no prepayment penalties, no balloon payments
 
Zero Interest Option: If the financed amount is paid in full within 12 months, no finance charge will be assessed. Monthly on-time payments are required.
 

For more information about our home improvement loans, call us on my Cell 919-632-9673.

Need more information?

Call us!

888-715-3492

or call my cell phone...

919-632-9673

Ask us about other home improvement loans programs that may be available!